For most people Budget retired requires the selection of an affordable goal with a high quality of life with a Low living costs. In order to support them in their moving plans, Gobanking Councilor examined hundreds of US cities not only some of the cheapest places to retire, but also some of the most beautiful.
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In order to manage in the study, each city had to meet the following requirements: more than 12% of the population had to be 65 or older, the total amount of monthly expenses – including rent – had to be less than 9,000 US dollars, and the average refrocacy value had to be higher than 60.
Take a look at these beautiful places to withdraw this She will not destroy her bank account.
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Total population: 113.710
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Percentage of the population from the age of 65: 15.6%
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Livability score: 65
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Total monthly expenses (including rent): $ 2.701
Although Beaumont does not necessarily have the highest Livability score, Gobanking Council rated it based on the overall professionals, such as: B. the affordable cost of living, low housing costs and how far your fixed income will go here. It also offers a good percentage of seniors, which makes it a community that could definitely do justice to many of their needs in retirement.
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Total population: 1.368
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Percentage of the population from the age of 65: 39.3%
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Livability score: 80
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Total monthly expenses (including rent): $ 7,441
Goonies never like to say, but they grow grow up, and if they want to withdraw in the picturesque place where this film was made, Cannon Beach is the place where they live their golden years. It will attract its natural beauty, including the legendary Haystack rock, walk -in beaches and breathtaking coastal views.
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As a vortex of cultural wealth, relaxation outdoors and a living art scene, many pensioners Santa Fe have found as one Ideal retirement goal. It is located in the foothills of the Rocky Mountains, which offers enough opportunities for outdoor activities such as hiking, cycling and even skiing to keep their more affordable life in your free time.
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Total population: 8.422
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Percentage of the population from the age of 65: 23.4%
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Livability score: 82
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Total monthly expenses (including rent): $ 7,060
If you are retired like most people, they work with a limited budget. Nevertheless, this does not mean that you should let up with a living life that has no great sky and greater budget friendliness. Whitefish has healthy doses of natural beauty, which serves as a backdrop for their new, comfortable and slower pace.
Marfa in West Texas has a huge age group full of artists who strive for the beautiful desert landscapes there. If you retire here, you can appreciate the breathtaking views at an affordable price.
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Total population: 2.676
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Percentage of the population from the age of 65: 18.3%
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Livability score: 84
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Total monthly expenses (including rent): $ 5,869
Leavenworth should be on their retirement radar due to its charming Bavarian village atmosphere, historical charm, outdoor relaxation and the booming senior citizens’ community. The unique mix of nature outdoors and relaxed lifestyle makes it a must when planning the pension.
Although there may be two amazing Portland Coastal Big Cities to choose from, in Portland, Maine, Oregon runs easily because it has a lot more Affordable cost of livingBut do not sacrifice a ounce of natural beauty. In this great city, pensioners can enjoy comfortable access to excellent health care, a rich history and a lively community of senior citizens.
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Total population: 2.735
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Percentage of the population from the age of 65: 18.9%
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Livability score: 84
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Total monthly expenses (including rent): $ 4,170
Seward has an environment that contains magical places such as Hot Springs Village and offers several convincing reasons for retirement. This includes low living costs and affordable living space as well as services for pensioners in Arkansas, such as the liberation of income taxes for social security and military retirement content.
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Total population: 22.332
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Percentage of the population from the age of 65: 21%
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Livability score: 85
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Total monthly expenses (including rent): $ 6,489
If you retire in Portsmouth, you can stand up with inexpensive properties surrounded by beautiful natural landscapes. This high quality of life has an invoice that you can easily afford for a fixed income with just a basic amount of pension.
If you think in cheap places to retire, you probably don’t believe that you will find Naples on the list. However Cozy beach town still has housing costs that do not make your social security benefits bankrupt. Over half of its population is from the age of 65 and older, which makes this a great choice for pensioners who want to enjoy simple access to a beach lifestyle.
J. Arka Contribution to reporting for this article.
Methodology: For this study, the Gabanking Council analyzed the most beautiful US cities to find the cheapest retirement costs. Locations were selected by Usnews, Forbes.com, IBTimes, Realestateews.com, Architectural Digest, Cntraveller, Usnews & Travel, Tourscanner, WorldWildschooling and Timeout.com to find the most beautiful places in the USA. Several factors were found for each location, including the total population, the population from the age of 65, the total households and the middle income of the household, all of which come from the US community survey of the US volume. The cost of living costs were taken from sparrow best places and include food, health, residential construction, supply companies, transport and various living costs. The average expenditure costs for each location can be calculated based on the cost of living and the national average output costs, such as from the consumer expenditure of the Bureau of Labor Statistics. The Livability Index was taken from Areavibes for every location. The average single -family house value was collected from the Zillow Home value index for March 2025. Using the average family home, assuming a number of 10% and the latest average 30-year fixed mortgage, which is taken from the Federal Reserve’s economic data, the average mortgage can be calculated. Based on the average mortgage and average output costs, the average monthly total and annual living costs can be calculated. The cities were sorted to first show the cheapest retirement costs. All data has been collected and will be up to date from May 16, 2025.
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This article originally appeared on Gobankingrates.com: 10 cheap, beautiful places to retire
