Best CD prices today, April 21, 2025 (blocking of up to 4.40% APY)

The Federal Reserve reduced its target interest rate three times in 2024. This had an impact on the deposit account interest, which means that your last chance could now be to lock today’s high prices with one Deposit certificate (CD). Here you will find a look at today’s CD prices and where you will find the best offers.

From April 21, 2025, the CD prices are still competitive, especially for shorter conditions. Today is the highest CD rate 4.40% APY, which is offered by Marcus of Goldman Sachs On his 14-month CD. A minimum deposit of 500 US dollars is required.

Here you will find some of the best CD prices that are available today by our verified partners.

See our selection for the best CD accounts today >> for the best CD accounts >>

If you consider a CD, these rates are one of the highest available, especially compared to the national average rates that are significantly lower. It is also worth mentioning Online banks And Loan cooperatives Generally offer more competitive rates compared to conventional inpatient banks.

Read more: What is a good CD rate?

Here you will find a look at the average CD rate after runtime until March 2025 (the latest data from the available Fdic):

The highest national average interest rate for CDs is 1.82% for an term of 1 year. In general, today’s CD rates have represented some of the highest for almost two decades, especially on the efforts of the Federal Reserve, to combat inflation by increasing interest rates.

When you think about it Open a CDIt is important to choose one with a high apy and a term that corresponds to your financial goals. Here are some tips to find the best CD prices and accounts that meet your requirements:

• Shopping: It is a good idea to evaluate the CD prices from a variety of financial institutions and compare their options before deciding on an account. You can easily compare CD prices online.

• Consider online banks: Online banks tend to have lower overhead costs, so that you can offer higher interest rates for CDs. In fact, online banks often have competitive prices available.

• Check minimum deposit requirements: Higher CD prices can be associated with higher minimum table requirements. Therefore, make sure that the amount you have for the deposit of the deposit to receive the best sentence.

• Check the account -general terms and conditions: Beyond the CD rate, take a look at the conditions for early withdrawal sentences and automatic renewal policy. Some CDs offer better terms for flexibility, such as No-penalty CDsThey enable them to withdraw their means without a fee before the due date.